Korea Capital Market Institute

Changes in Corporate Debt Structure in Response to Rising Interest Rates [Senior Research Fellow] Kim, Pil-Kyu Amid rising market interest rates and changes in the funding market environment, the financing structure of listed companies has become diversified. As the yield of corporate bond issuance has shot up due to the increase in real interest rates, listed companies are increasing their reliance on financing alternatives while curtailing corporate bond issuance.

Although... Considerations for Successful Establishment of Refinancing Services on Loan Comparison Platforms [Research Fellow] Jung, Soomin A loan refinancing service will be available on loan comparison platforms starting in end-May, 2023. With a single visit to such a platform, consumers can check the principal and interest of existing loan agreements and prepayment penalties, and can refinance. The loan comparison platform has the potential to reduce consumers' search costs for new loan products and encourage le...