OPINION
Publication date Sep. 19, 2023
Our bi-weekly Opinion provides you with latest updates and analysis on major capital market and financial investment industry issues.
OPINION
- A Thought on Stability of Household Debt during Monetary Tightening Cycles [Research Fellow] Jung, Whayoung
- Amid increasing expectations for house price growth, household debt, especially mortgage loans, has been recently surging. With deregulation measures for the property market, expectations for house price increases seem to have been heightened in anticipation of lower interest rates resulting from slowing inflation.
Considering that households are increasingly burdene...
- Generative AI-driven Productivity Innovation and the Financial Services Industry’s Responses [Research Fellow] Noh, Sungho
- Amid heated discussions on generative AI-based innovation for productivity, the financial services industry is also examining how the use of generative AI can help increase profitability and reduce operational cost. Generative AI differs qualitatively from previous technological innovations in that it serves as a tool to assist human cognitive functions. In the past, new techno...